QBE International Travel Insurance - SAVE 33% with GETravel Insurance

QBE Travel Insurance ... When Cruising Worldwide
QBE Travel insurance can protect against the financial costs that result from situations where things go wrong and travellers find themselves in need of urgent medical attention or assistance when travelling overseas.
	Cruising now automatically covered Free of Charge Cover if you have been involved in, or your travel arrangements have been cancelled or delayed by a marine, air railway or motor vehicle accident or incident. Cover (limit $1,000) to make reasonable additional travel arrangements within 48 hours of a public warning that could impact your travel arrangements. Medical expenses and dental expenses, due to sudden and acute pain, incurred while onboard a cruiseship..
	List of Destinations & Regions: International Travel Plans. Over 200 destinations with seven travel zones which allow lower costs for low risk areas.

QBE International Travel Plan Regions
Region Selection. You must nominate the country or region where you are spending the majority of your trip, and whether you are spending more than 72 hours in the USA, South or Central America or Antarctica
Region 1	Cover for the USA, Central and South America, Antarctica. Nominate Region 1 if more than 72 hours is spent in these destinations
Region 2	Cover for Africa and Canada. Not available if region 1applies
Region 3	Cover for Europe and the Middle East. Not available if region 1applies or the majority of the trip is in region 2
Region 4	Cover for China, Hong Kong, Japan, Singapore, Philippines, Thailand, India, Malaysia, Vietnam, Korea and other Asia. Not available if region 1applies or majority of trip is in regions 2 or 3
Region 5	Cover for UK and Ireland. Not available if region 1 applies or majority of trip is in regions 2,3 or 4
Region 6	Cover for Indonesia and Bali, South Pacific Islands, Norfolk Island and South Pacific cruises Not available if region 1applies or majority of trip is in regions 2,3,4 or 5
Region 7	Cover for New Zealand. Not available if region 1applies or majority of trip is in regions 2,3,4,5 or 6
Annual Multi Trip Travel Plan Regions
Region A	Cover Including USA, South and Central America and Antartica
Region B	Cover Excluding USA South and Central America and Antartica

Key Benefits & Limits
Per Adult including accompanying children under 25 years. This list is a summary of some of the benefits and limits covered by this policy. Please read PDS as conditions apply.	International Applicable Limits	Annual Applicable Limits
Cancellation or Holiday deferment cost	Unlimited	Unlimited
Emergency travel arrangements, accommodation expenses	Unlimited	Unlimited
Agents cancellation fees	$2,000	$2,000
Medical and Dental Expenses	Unlimited	Unlimited
Evacuation and Repatriation	Unlimited	Unlimited
Denture Expenses due to sudden and acute pain	$1,000	$1,000
Travel Delay	$2,000	$1,500
Rental Vehicle Insurance Excess	$5,000	$4,000
Luggage and Personal effect maximum item limit total	$12,000	$15,000
Personal Computer: Laptops, Notebooks, Tablet PC's, personal digital assistants(PDA's), Smartphones and any other hand-held wireless devices that convey data or information.
Individual item limit	$6,000	$6,000
Camera & Video individual item limit	$4,000	$4,000
Dentures and dental prosthesis individual item limit	$800	$800
Other individal item limit	$700	$1,000
Emergency Luggage	$500	$500
Fraudulent Use of credit or debit cards	$3,000	$3,000
Replacement passports and travel documents	$3,000	$2,000
Stolen Cash	$250	$250
Loss of Income	$10,000	$10,000
Personal Liability	$3,000.000	$2,500.000
Legal Expenses	$15,000	$15,000
Financial Default	$10,000	$10,000
Additional Benefits you can purchase
Specified Items: To cover expensive items. Cover up to $6,000 per item, maximum total for all items $15,000. Proof of value under 12 months is required. Valuation form
Additional Rental Vehicle Insurance Excess: Cover can be increased to $5,000. Additional $20 per $500 unit of cover.
Excess: Consider the $NIL excess option to cover your personal effects and equipment (less depreciation) otherwise you will have to pay $200 for each claim made.
Please read the PDS as conditions apply

Guidelines

The Certificate of Insurance must be issued prior to the commencement of our trip. Please include the dates for departure from your residence and return to your residence when quoting.

Insurance is not available to travellers outside of Australia

The terms and conditions of the QBE policy are subject to the laws of the Australian state or territory where the Certificate of Insurance is issued. You agree to submit to the jurisdiction of the courts of that state or territory.

The premium payable for your travel insurance depends on a range of factors including your destination. You must select the travel plan based on your destination or the majority of your trip.

The premium payable is per adult. A maximum of 2 adults can be named on a Certificate of Insurance. Accompanying child or children under 25 years are covered at no additional cost

There is no provision to suspend this policy during the period of insurance.

The international travel plan can be purchased up to 24 months in advance if you are aged under 70 years of age and up to 12 months in advance if you're 70 years of age or over.

The Annual Travel Plan can be purchased up to 12 months in advance and is only available if you are under 70 years of age at the time the Certificate of Insurance is to be issued..

An excess of $200 applies to each claim unless the Nil Excess Premium is purchased.

Existing Medical Conditions - including pregnancy (EMC)

QBE Existing Medical Conditions [EMC]: You must tell QBE if you or anyone in your travelling party has a High Risk EMC or requires cover for any other EMC other than those automatically covered. (see PDS for details)

Existing Medical Conditions of a Non Travelling Relative or Business Partner

You may also choose to take out cover to protect you if your trip is cancelled, cut short or disrupted due to an Existing Medical Condition of a non-travelling relative or business partner, provided they are under 80 years of age