QBE International Travel Insurance - save with GETravel Insurance

QBE International Travel Plans ... for Single Trips Worldwide
Whether your trip is for Business, Leisure, Cruising overseas or just visiting your friends ...
QBE Travel insurance can protect against the financial costs that result from situations where things go wrong and travellers find themselves in need of urgent medical attention or assistance while travelling overseas.
	NEW 'FREE' Cruising Cover Worldwide Medical, dental and hospital expenses incurred onboard cruiseships in International waters now covered automatically 'Free of Charge'.
	'FREE' Cover for Snow Sports in New Zealand Snow boarding, skiing and ski biking are covered. The Additional Benefits for Snow Sports is required for all other regions and destinations.
	List of Destinations & Regions: International Travel Plans. Over 200 destinations with seven travel zones which allow lower costs for low risk areas.

QBE International Travel Plan Regions
Region Selection. You must nominate the country or region where you are spending the majority of your trip, and whether you are spending more than 72 hours in the USA, South or Central America or Antarctica
Region 1	Cover for the USA, Central and South America, Antarctica. Nominate Region 1 if more than 72 hours is spent in these destinations
Region 2	Cover for Africa and Canada. Not available if region 1 applies
Region 3	Cover for Europe and the Middle East. Not available if region 1 applies or the majority of the trip is in region 2
Region 4	Cover for China, Hong Kong, Japan, Singapore, Philippines, Thailand, India, Malaysia, Vietnam, Korea and other Asia. Not available if region 1 applies or majority of trip is in regions 2 or 3
Region 5	Cover for UK and Ireland. Not available if region 1 applies or majority of trip is in regions 2,3 or 4
Region 6	Cover for Indonesia and Bali, South Pacific Islands, Norfolk Island and South Pacific cruises Not available if region 1 applies or majority of trip is in regions 2,3,4 or 5
Region 7	Cover for New Zealand. Not available if region 1 applies or majority of trip is in regions 2,3,4,5 or 6

International Travel Plans - Key Benefits & Limits
Per Adult including any accompanying dependant children under 25 years. This list is a summary of some of the benefits and limits covered by this policy. Please read the PDS as conditions apply.	Applicable Limits Per Adult
Cancellation or holiday deferment costs due to severe weather, natural disaster, sudden serious illness or injury that stops you from travelling during your trip	Unlimited
Emergency travel arrangements and accomodation expenses	Unlimited
Medical & non-medical and hospital expenses.	Unlimited
Evacuation and Repatriation	Unlimited
Denture Expenses due to sudden and acute pain	$1,000
Travel Delay	$2,000
Agents Cancellation Fees	$2,000
Rental Vehicle Insurance Excess	$5,000
Luggage and Personal effect maximum item limit total	$12,000
Personal Computersl aptops, notebooks, tablets, smartphones & other hand-held wireless devices that convey data or information. Item limit	$6,000
Camera & Video individual item limit	$4,000
Watches and Jewellery individual item limit	$700
Dentures and dental prosthesis individual item limit	$800
Other individal item limit	$700
Emergency Luggage	$500
Fraudulent Use of credit or debit cards	$3,000
Replacement passports and travel documents	$3,000
Stolen Cash	$250
Loss of Income	$10,000
Personal Liability	$3,000.000
Legal Expenses	$15,000
Financial Default	$10,000
Additional Benefits you can purchase - Benefits are available prior and post departure
Specified Items: You can cover items worth more than the item limit specified on payment of an additional amount. Maximum item $6,000. Total all items $15,000. Please ensure you have proof of valuation not more than 12 months old. Valuation form.
Additional Rental Vehicle Insurance Excess: Cover can be increased to $5,000. Additional $20 per $500 unit of cover.
Excess: Consider the $NIL excess option to cover your personal effects and equipment (less depreciation) otherwise you will have to pay $200 for each claim made.
Snow Sports Cover Option: Cover for participating in a snow sports activity can be purchased for an additional premium. (except New Zealand which is covered at no extra charge).
Please read the PDS as conditions apply

Guidelines

The Certificate of Insurance must be issued prior to the commencement of our trip. Please include the dates for departure from your residence and return to your residence when quoting.

Insurance is not available to travellers outside of Australia

The terms and conditions of the QBE policy are subject to the laws of the Australian state or territory where the Certificate of Insurance is issued. You agree to submit to the jurisdiction of the courts of that state or territory.

The premium payable for your travel insurance depends on a range of factors including your destination. You must select the travel plan based on your destination or the majority of your trip.

The premium payable is per adult. A maximum of 2 adults can be named on a Certificate of Insurance. Accompanying child or children under 25 years are covered at no additional cost

There is no provision to suspend this policy during the period of insurance.

The international travel plan can be purchased up to 24 months in advance if you are aged under 70 years of age and up to 12 months in advance if you are 70 years of age or over.

An excess of $200 applies to each claim unless the Nil Excess Premium is purchased.

Extensions

Available if you are under 70 Years when the original Certificate of Insurance issued, and up to a maximum total duration of 24 months from departure.

Available if you are 70 Years or over when the original Certificate of Insurance issued, and up to the maximum total duration applicable to your age band.

Existing Medical Conditions - including pregnancy (EMC)

QBE Existing Medical Conditions [EMC]: You must tell QBE if you or anyone in your travelling party has a High Risk EMC or requires cover for any other EMC other than those automatically covered. (see PDS for details)

Existing Medical Conditions of a Non Travelling Relative or Business Partner

You may also choose to take out cover to protect you if your trip is cancelled, cut short or disrupted due to an Existing Medical Condition of a non-travelling relative or business partner. Provided they are under 80 years of age you can apply to cover their EMC if their state of health could disrupt your travel plans even though they are not travelling with you. (see PDS for details)
If you do not select this additional benefit there will be no cover if your trip is cancelled, cut short or disrupted as a result of your non-travelling relative's or business partner's existing medical condition. Application for cover is available when quoting online.