ANNUAL MULTI TRIP - Schedule of Benefits and Limits
|
(Per adult includes any accompanying financially dependant child or children under
25 years ) This list is a summary of some of the benefits and limits covered by this policy. Please read the PDS as conditions apply. |
Applicable Limits
Per Adult
|
Cancellation or holiday deferment costs
|
Unlimited |
Emergency travel arrangements and accommodation expenses |
Unlimited |
| Medical and dental expenses |
Unlimited |
Evacuation and repatriation |
Unlimited |
Hijacking |
Unlimited |
Travel delay |
$1,500 |
Alternative staff |
$5,000 |
Rental vehicle insurance excess |
$4,000 |
Luggage and personal effects maximum item limit total |
$15,000 |
Personal computer laptop, notebooks, blackberry and other hand-held personal
digital assistants. individual item limit |
$6,000 |
Camera & video individual item limit |
$4,000 |
Set of golf clubs individual item limit |
$3,000 |
Dentures or dental prosthesis individual item limit |
$800 |
Other individual item limit |
$1,000 |
Emergency luggage |
$500 |
Replacement passports and travel documents |
$2,000 |
Fraudulent use of credit or debit cards |
$3,000 |
Business documents and equipment hire |
$2,000 |
| Loss of income |
$10,000 |
Personal liability |
$2,500,000 |
Legal expenses |
.$15,000 |
Financial default |
$10,000 |
Bonus Qantas Frequent Flyer Points |
1 point per $2 |
Additional Benefits you can purchase - Benefits are available prior and post departure. |
| Cruising Cover: Now automatically covered Free of Charge |
| Specified Items: To cover items worth more than the item limit of $1,000. Cover up to $6,000 per item, maximum total for all items $15,000 |
| Additional Rental Vehicle Insurance Excess: Cover can be increased to $5,000. Additional $20 per $500 units of cover |
| Excess: Consider the $NIL excess option otherwise you will have to pay $200 for each claim made throughout the year |
| Snow Sports Cover: Cover for participating in a snow sports activity can be purchased for an additional premium. You must read Section J together with the General exclusions, as these may affect your cover. |
| Please read the PDS as conditions apply |